Julio Gallardo is a dedicated real estate professional who has been serving clients with distinction since 2014. Beginning his career with Weichert Realtors, Julio honed his skills and developed a deep understanding of the real estate market. In 2020, he took a significant step forward by founding CityLiving Realtors, a boutique agency with a strong commitment to building lasting relationships within the Jersey City Heights community. His unique approach combines personal attention with expert market knowledge to deliver exceptional results for his clients. Before transitioning into real estate, Julio had a successful career in finance, working as a licensed investment banker with JPMorgan Chase, Bank of America, and MBNA. This financial background equips him with a keen analytical edge and a thorough understanding of market dynamics, which he leverages to guide clients through their real estate transactions with confidence and clarity. His diverse experience allows him to offer a well-rounded perspective, ensuring that his clients make informed decisions in their property endeavors. Julio's commitment to his community extends beyond his professional life. He is a devoted husband to Fatima and a loving father to their two children, Maria and Dante. With a degree in Liberal Arts, Philosophy, and Theology from the Catholic University of America in Washington, DC, Julio brings a thoughtful and ethical approach to his work. His deep-rooted values and strong community ties make him a trusted advisor and advocate for his clients, dedicated to helping them find their perfect home in the vibrant Jersey City Heights neighborhood.